Your pet is covered. Your month stays simpler.
You already want this — here's the short version: sign up through work, pay via payroll, claim online. No extra debit order to babysit.
How pet insurance works
FurSure's enrolment and cover model is easy and transparent.
Choose the plan type that fits your pets
Two structures — start with the snapshot, then dig into the tiers below.
| Attribute | Household | Individual (PawPaw) |
|---|---|---|
| How pets are covered | Every pet in your home shares one household policy and limits. | Each pet has its own policy, limits, and premium. |
| Monthly cost (indicative) | From R179/mo (Essential) or R269/mo (Plus) per household. | From R145/mo (cats) or R195/mo (dogs) on Smart; higher on Premium. |
| Annual limits | R20,000 (Essential) or R50,000 (Plus) per household, per year. | R30,000 per pet (Smart) or no overall annual cap (Premium). |
| Claims | Submit online — tracked against your household limits. | Submit online through PawPaw — per pet, per policy terms. |
| Best for… | Families with several pets who want one payroll line and shared limits. | One standout pet or pet parents who want PawPaw’s tiered depth. |
One policy covering all pets in your household under a single structure.
Household Essential
Affordable cover for every pet in your home – ideal for first-time pet parents or multi-pet families.
- Annual coverage limit: R20,000 per household
- Coverage includes: Max 4 claims per household per policy year.
- Claim limits (per claim): Illness: R1,500 | Accidents: R5,000
- Easy online claims
Household Plus
More pets, more protection. Ideal for homes with multiple companions and a need for broader coverage.
- Annual coverage limit: R50,000 per household
- Coverage includes: Max 5 claims per household per policy year.
- Claim limits (per claim): Illness: R2,000 | Accidents: R10,000
- Easy online claims
Cover for each pet with clear benefits and limits.
Smart Plan
We have partnered with PawPaw Pet Insurance to provide you with individual protection that focuses on what matters most: emergency care, meds and peace of mind.
- Veterinary visits & consultations
- Surgeries and hospitalization
- Prescription medications
- Diagnostic tests
- Emergency care
- Limited preventative care
Premium Plan
We have partnered with PawPaw Pet Insurance for a wider cover option — built for pet parents who want the fullest PawPaw tier.
- Everything in Essential
- Chronic conditions
- Dental care
- Preventative care (e.g., vaccinations, flea/tick treatments)
- Priority support
Benefits, limits, eligibility and exclusions depend on selected policy and underwriting terms.
The FurSure ecosystem
Partner brands that extend what employees get beyond the core policy.
Health Tracking
Digital health tracking perks for enrolled members.
Store
Retail perks and savings through partner channels.
Training & Guidance
Behaviour and vet-visit guidance to reduce stress.
Food
Specialty food partner benefits for qualifying plans.
Partner benefits may vary by location and availability.
Understanding the terms
Pet insurance doesn't need to be complicated. Here's what some key terms mean.
FAQ — Pet Parent
Ready to protect your pets?
Get a quote through your employer's FurSure benefit or contact support if you have questions.
This page provides general information and does not constitute financial advice. Terms, limits, exclusions and eligibility criteria apply.