Pet insurance as an employee benefit, paid through payroll.
FurSure lets South African employers add pet insurance, offered through licensed partners, to their staff benefits. Employees enrol online and claim directly with the insurer. Payroll deducts the premium. HR doesn't manage policies or claims.
Employers & HR teams
Nearly half of South African adults own a pet. Offer them cover through payroll, with no policy or claims admin for HR.
Employees & pet parents
Already offered FurSure at work? See the plans and enrol online. Premiums come off your salary, so there's no separate debit order.
Benefit consultants
Add a pet insurance benefit to the packages you advise on, through licensed partners and a defined rollout.
A benefit for the part of the household most packages leave out.
Medical aid, retirement and group life cover the people in your team. A vet bill is an unplanned cost that none of those cover, and it lands on the same household budget.
FurSure gives employers a simple way to offer cover for it, through licensed insurance partners.
Why pet cover belongs in a South African benefits package
49%
of SA adults own a pet
Close to half of your workforce has a pet at home.
<2%
of pets are insured
Almost nobody has cover for vet bills, and few employers offer it.
R15,000+
average major surgery cost
A bill most employees would have to find at short notice, usually on credit.
Sources: Dogster – Pet owner statistics South Africa · PetlifeSA – South Africa pet ownership statistics 2024
How the payroll pet insurance benefit works
Four steps from sign-off to the first payroll run. Your HR and payroll teams are involved in steps one and three only.
Day 1
You approve the benefit
Choose who pays: the company, the employee, or a split. We send the setup pack and the payroll deduction spec.
Day 2–3
Employees enrol online
Staff sign up in the FurSure portal and pick a plan. No forms for HR to collect or chase.
Day 4
Payroll deducts the premium
One deduction line, timed to your payroll run. HR doesn't service policies or touch claims.
Ongoing
The insurer handles claims
Employees claim directly with the insurer under the policy terms. Nothing routes through HR.
Two plan types. Employees choose. Both run through payroll.
Each employee picks the plan that fits their household: one policy for all their pets, or separate cover per pet. The company doesn't need to choose for them.
From R179/month
One policy. Every pet under your roof.
Cats and dogs, no age restrictions. A single household policy covers all your pets for accidents and acute illness, vet consults, emergency treatment, and medication included. No limit on the number of pets covered. Two tiers: Essential (R179) and Plus (R269).
From R145/month per pet
Per-pet cover, with PawPaw
Separate cover for each pet, in two tiers: Smart for everyday cover with a R30,000 annual limit per pet, and Premium for wider cover including chronic conditions and dental, with no overall annual limit. Use any SAVC-registered vet.
Premiums are deducted through payroll. Employees enrol, choose and manage their plan themselves in the FurSure portal.
Enrolled employees also get perks from our partner network, including Petsly health tracking, Pet Heaven retail savings and Vondis food benefits.
Cover limits, waiting periods and exclusions apply. See the plan terms for details.
Thinking about adding this for your team? See what HR does and doesn't do.
What employers and employees say about the FurSure benefit
Employer perspective
“FurSure has been an incredible partner for Round Seed. We've been using their pet insurance as part of our staff incentive programme and couldn't be happier with the experience or the feedback from our team.”
Darin Lotz, Round Seed
Employee reviews
“FurSure made it easy to get cover for both my dogs. I referred colleagues too. Submitting claims is straightforward and I’ve had no issues with reimbursements.”
DEBORAH D
“The app makes it easy to choose a plan and submit claims. I was surprised how fast I got reimbursed. Really helpful for our family and our dog.”
LABBIE L
Request a proposal for your company
The proposal pack covers plan options, the three funding models, payroll setup and the employee launch. Leave your details and we'll send it to you.
Setup takes 4 days. Most HR teams spend under an hour total.
Your company doesn't need a financial services licence. No policy admin. No claims handling.